Your path to affordable
care starts here

We partner with your provider to offer multiple personalized financing solutions, making it easier to get the care you want without worrying about upfront costs.

Wellfit Pay FAQs >

HOW IT WORKS

Get started with these simple steps

Instant Pre-Qualification

The application process takes minutes, so you can get approved and schedule your appointment all at once.

Pick Your Preferred Plan

Wellfit Pay connects you with multiple lenders through the Financial Marketplace and offers flexible payment options.

Come in for Treatment

Once you’re approved and scheduled, just come in and get the treatment you need without worrying about the cost.

Ready to get started?

Ask your provider about Wellfit Pay

BENEFITS OF WELLFIT PAY

Flexible financing
for all patients

Instant
Pre-qualifications

Same-day approvals and scheduling.

Multiple financing
options

Find the payment plan that works for you.

Transparent
terms

What you see is what
you pay.

Trusted by providers nationwide

Wellfit Pay helps make high-quality care more accessible.

Wellfit Pay FAQs

Eligibility and Credit

Do I need good credit to qualify?

No. We have financing solutions for everyone, regardless of credit.

Will my credit score be affected?

No. You can view loan options with no impact on your credit. If you accept a loan, some lenders may do a hard inquiry at that time.

Can I use this with insurance?

Yes, it can help cover what insurance doesn’t. Availability varies based on your treatment & provider.

Can I use it with any provider?

Financing plans are valid only at the provider where your treatment plan is created.

Payments and Terms

Are there fees, interest, or hidden costs?

All fees and interest are clearly disclosed before you agree. Some loans may have interest based on credit. No hidden fees.

Will I know exactly what I’ll pay each month? 

Yes. Monthly payments are fixed and clearly outlined in your loan terms.

Is the interest rate fixed?

Yes. All loan interest rates are fixed.

Are there different payment options? 

Yes. You can choose low-interest or low-monthly-payment options.

Can I pay my balance off early?

Yes, with no pre-payment penalties.

What happens if I miss or need to pause a payment?

Lenders may adjust terms or payments for hardship situations. Specific programs depend on the lender.

Do payments happen automatically?

Yes, payments are drafted automatically from your checking account.

Flexibility and Hardship

Can I adjust my plan if my situation changes?

Yes, lenders work with you in cases like job loss, medical emergencies, or other major life events.

Are there hardship or forgiveness programs?

Policies vary by lender and situation. Lenders can guide you if needed.

Security and Support

Is my information secure?

Yes. We follow strict privacy and security regulations to protect your personal and payment data.

Who do I contact if I have billing questions?

You can reach out directly to the lender who processed your loan.

Is this backed by trusted partners?

Yes. All lenders are regulated banks, carefully vetted, and comply with federal lending laws.

What protections do I have if something goes wrong?

Consumer protections like the Fair Lending Act apply. Wellfit partners only with reputable lenders and can help facilitate any issues.

Access and Convenience

Can I get care right away?

Applications take minutes and can be approved in-office for same-day treatment.

Is there a mobile app or portal?

Yes, lenders provide apps or portals to manage and track your loan.

Have more questions? That’s OK! Visit our support contact page.