Your path to affordable
dental care
We partner with your dental provider to offer multiple personalized financing solutions, making it easier to get the care you need without worrying about upfront costs.
HOW IT WORKS
Get started with these simple steps
Instant Pre-Qualification
The application process takes minutes, so you can get approved and schedule your appointment all at once.
Pick Your Preferred Plan
Wellfit Pay connects you with multiple lenders through the Financial Marketplace and offers flexible payment options.
Come in for Treatment
Once you’re approved and scheduled, just come in and get the treatment you need without worrying about the cost.
Ready to get started?
Ask your Dental Provider about Wellfit Pay
BENEFITS OF WELLFIT PAY
Flexible financing
for all patients1
Pre-qualifications
Same-day approvals and scheduling.
options
Find the payment plan that works for you.
terms
What you see is what
you pay.
Trusted by Dental Providers Nationwide
Wellfit Pay makes quality care accessible for every patient.
Wellfit Pay FAQs
Eligibility and Credit
No. We have financing solutions for everyone, regardless of credit.
No. You can view loan options with no impact on your credit. If you accept a loan, some lenders may do a hard inquiry at that time.
- Financing: Yes, it can help cover what insurance doesn’t.
- Discount Plans: No, plans are designed for patients without dental insurance.
Plan Options and Coverage
- Financing: Offers include 0% interest or low monthly payments over time.
- Discount Plans: Individual, family, periodontal, and implant plans are available, each offering discounted rates on procedures.
- Financing: Covers all procedures included in your dentist’s treatment plan.
- Discount Plans: Covers preventive, emergency, and specialty care at discounted rates.
Both financing and discount plans are valid only at the dentist office where your treatment plan is created.
Payments and Terms
All fees and interest are clearly disclosed before you agree. Some loans may have interest based on credit. No hidden fees.
Yes. Monthly payments are fixed and clearly outlined in your loan terms.
Yes. All loan interest rates are fixed.
Yes. You can choose low-interest or low-monthly-payment options.
Yes, with no pre-payment penalties.
Lenders may adjust terms or payments for hardship situations. Specific programs depend on the lender.
Financing: Yes, payments are drafted automatically from your checking account.
Flexibility and Hardship
Yes, lenders work with you in cases like job loss, medical emergencies, or other major life events.
Policies vary by lender and situation. Lenders can guide you if needed.
Security and Support
Yes. We follow strict privacy and security regulations to protect your personal and payment data.
You can reach out directly to the lender who processed your loan.
Yes. All lenders are regulated banks, carefully vetted, and comply with federal lending laws.
Consumer protections like the Fair Lending Act apply. Wellfit partners only with reputable lenders and can help facilitate any issues.
Access and Convenience
- Financing: Applications take minutes and can be approved in-office for same-day treatment.
- Discount Plans: Plans can be purchased in-office and used immediately for same-day discounts.
- Financing: Apply in-office or online.
- Discount Plans: Sign up in-office or via phone/computer.
Financing: Yes, lenders provide apps or portals to manage and track your loan.
Have more questions? That’s OK! Visit our support contact page.
Your path to affordable dental care starts here.
and start the pre-qualification process today.
Are you a dental provider?
See how Wellfit can transform your practice and help your patients get the care they need.
1Offer availability subject to credit approval and provider participation. Minimum monthly payments are required. Interest on deferred interest loan products is waived if amount financed is paid in full within disclosed time period. Should the financed amount not be paid in full at the end of this period, or if any payment is not made timely and in the full minimum monthly amount, interest at the stated APR will be retroactively applied to the outstanding balance from the date of the loan.
